Customer discussing two-wheeler finance beside a motorcycle at a dealership

TWO-WHEELER FINANCE

Get Your Dream Bike with Simple Finance

Tell us about the bike you want and our finance team will help you understand the available loan options, documentation and EMI process.

Check Eligibility

Quick enquiry • Simple documentation • Transparent process

Bike loan enquiry

Tell us about yourself

Step 1 of 3

Your information will be used by Om Sai Finance to contact you regarding your enquiry.

Simple Enquiry

Start your finance request online.

Clear Documentation

Know what documents are required.

Flexible EMI Planning

Discuss suitable repayment options.

Branch Support

Get assistance from the finance team.

TWO-WHEELER FINANCE

Finance the Bike You Want

Whether you're planning to buy a commuter bike, scooter or another eligible two-wheeler, start by submitting your finance enquiry.

Motorcycle in a dealership showroom

Bike Finance

For new two-wheelers.

Scooter in a dealership showroom

Scooter Finance

For eligible scooters and urban mobility needs.

Motorcycle ready for an upgrade purchase

Vehicle Upgrade

For customers planning their next two-wheeler.

How It Works

01

Submit Your Enquiry

Tell us your name, contact details and the bike you are interested in.

02

Discuss Your Finance

Our team reviews your enquiry and discusses available financing options.

03

Complete KYC

Provide the required identity, address, bank and vehicle documents.

04

Repay Through EMIs

After loan processing and applicable formalities, repay according to the agreed schedule.

Loan approval is subject to applicable eligibility criteria, verification and lender policies.

Documents prepared for KYC verification

Documents You May Need

Identity Proof

  • Aadhaar
  • PAN
  • Other accepted photo identity

Address Details

  • Current address
  • Address proof where applicable

Bank Details

  • Bank account information
  • Applicable supporting documents

Vehicle Details

  • Vehicle model
  • Engine number
  • Chassis number
  • Dealer/vehicle documents where applicable

Exact documentation may vary based on the applicant, vehicle and applicable finance process.

Plan Your Bike Finance

Indicative flat-interest EMI calculator. Not a loan offer or approval.

Planning EMI repayment for a two-wheeler loan
Bike price
₹1,00,000.00
Down payment
₹50,000.00
Financed amount
₹50,000.00
Loan fees
₹4,500.00
Loan amount
₹54,500.00
Total interest
₹15,260.00
Total repayment
₹69,760.00
Monthly EMI
₹2,907.00
TenureLoan amountInterestTotalEMI
12 Months₹54,500.00₹7,630.00₹62,130.00₹5,178.00
18 Months₹54,500.00₹11,445.00₹65,945.00₹3,664.00
24 Months₹54,500.00₹15,260.00₹69,760.00₹2,907.00
30 Months₹54,500.00₹19,075.00₹73,575.00₹2,453.00
36 Months₹54,500.00₹22,890.00₹77,390.00₹2,150.00

Flat interest on loan amount (financed amount + fees). Actual terms may vary.

Why Om Sai Finance

Easy Enquiry

Submit your initial details online.

Personal Assistance

Connect with the finance team for the next steps.

Organized Documents

Keep important loan information and documentation organized.

Loan Account Support

Access loan account, EMI and repayment information through the appropriate customer portal.

Your Finance Journey

Customer with a financed two-wheeler
  1. 01

    Bike Selection

  2. 02

    Loan Enquiry

  3. 03

    Eligibility & Verification

  4. 04

    KYC & Documents

  5. 05

    Loan Processing

  6. 06

    Vehicle Finance

  7. 07

    EMI Repayment

  8. 08

    Loan Closure / NOC

Frequently Asked Questions

Anyone interested in financing an eligible two-wheeler can submit an enquiry. Final eligibility depends on applicable criteria and verification.

Ready to Finance Your Next Two-Wheeler?

Submit your details and tell us which bike you are planning to buy. Our team can guide you through the next steps.

Talk to Finance Team

Submitting an enquiry does not guarantee loan approval.

Already Have a Loan with Om Sai Finance?

Access your loan information, EMI schedule and account-related services through the borrower portal.

Borrower Login
Apply for Loan